Malaysia Credit Card Service Charges

Malaysia government is starting to charge 'service charge' on credit cards. I don't have any supplementary cards under me, but boy, do I have principal cards!! I blame all those credit card salespersons who stalk all around shopping malls.

Take this credit card. Take that credit card.

And when I apply for one, the banks give me two. I apply for Visa Free-for-Life, and I get Mastercard too.

So, since that the government wants to charge RM50 per card, I bet most cardholders would be going to the banks in these two months to get rid of their cards. My friends have already pledged their devotion to one or two banks. I am stuck. I like 4 banks - Citibank, HSBC, Maybank and CIMB. So, I have to pay RM200?? Damn.

Dato' Seri Najib said something funny today. He said that he offered more tax reliefs but people are upset about the RM50 service charge on the credit cards. He said among all, he reduced the income tax rate from 27% to 26%.

Like duh..

I am not affected by that reduction, but I am surely affected by the service charge. Who is to be thankful for that reduction? Dato' Tony Fernandez? Astro owner, Ananda? What? These people need credit cards??

I told my friend who works for CIMB that I am canceling most credit cards, but not CIMB. He jokingly thanked me. I told him, not because of loyalty. I am stuck with installments. I cannot escape. ;p

10 Sentences I Like BEST!!!!! ;-p

1. Jonathan, due to the screw-up of the banks, your credit cards are now zero. You don't have to pay back anything. It's ok. We admit it's our fault.

2. Jonathan, here - RM1000 increment. And please expect bonus too. Nothing short of 5 months.

3. Jonathan, no need come to work this week. No electricity. Don't worry, we'll still pay you.

4. Is this Jonathan? Congrats. You are our Citibank lucky winner. A trip to San Francisco. And make sure you put a flower on your hat.

5. Is this Jonathan? Someone left in his will a bungalow house in Pulau Tikus area for you. Don't worry about the assessment rate every year. It's taken care of.

6. Really sorry, Mr Oon. We do not know how that RM1,000,000 got into your account. We'll just leave it there. It's ok. It's yours now.

7. Here. Go America. Stay there one year.. Travel around. All free.

8. Hi Jonathan. This is Sony. We want you to test free all Sony electrical products. We will deliver them to you everytime we have a new product launch - handphone, LCD, Blu Ray Player, Laptop etc. And we'll pay you.

9. Thanks for saving the economy, Jonathan. I mean, Tan Sri Dato' Jonathan.

10. Jonathan! Paris Hilton is so in love with you. And so is Zac Efron.